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Terms & Conditions

Last updated: April 8, 2026

Introduction & Acceptance

This Agreement (“Terms” or “Platform Agreement”) is a legal contract between you (“Client”) and RuDo Digital Wealth Private Limited (“RuDo”), incorporated in ADGM and regulated by FSRA (FSP No. 220155).

By accessing or using RuDo's services, you agree to these Terms.

If you do not accept these Terms, you may not use the platform.

These Terms are supplemented by the Disclaimer, Privacy Policy, Risk Disclosures, Fee Schedule, and other notices.

Definitions

  • Account: your investment account.
  • Access Method: login credentials, MFA, passwords.
  • Services: advisory and investment platform services.
  • Third-Party Providers: custodians, brokers, agents.

Eligibility

  • You are legally competent and eligible.
  • Your information is accurate and complete.
  • You will update information promptly.

RuDo may restrict or close accounts.

Services & Platform Use

RuDo provides investment and wealth management services.

Third-party providers may support custody and execution.

Access may be restricted due to security or compliance issues.

Platform is provided “as-is” without uptime guarantees.

Orders & Execution

  • Orders follow best-execution principles.
  • Slippage and partial fills may occur.
  • You bear all transaction fees & taxes.

Fees & Charges

  • Fees follow the published Fee Schedule.
  • Fees may be revised with notice.
  • Failure to pay may result in suspension.

Risks & Disclaimers

Investing involves market risk and value fluctuations.

Past performance does not indicate future results.

No guarantee of profits or capital protection.

RuDo is not liable for losses from system or market failures.

Client Obligations

  • You understand investment risks.
  • You will not misuse the platform.
  • You will follow applicable laws.

Intellectual Property

RuDo owns or licenses all platform content.

You receive a limited, non-transferable license.

Reverse engineering is prohibited.

Confidentiality & Data

Data is handled under ADGM regulations.

You consent to processing under our Privacy Policy.

Data may be shared with regulators when required.

Liability

RuDo is not liable for indirect or consequential losses.

You indemnify RuDo for losses caused by misuse or breaches.

Termination

Either party may terminate with notice or for cause.

Certain provisions, such as confidentiality, survive termination.

Notices

  • Notices may be delivered via email or platform messages.
  • You must keep your information updated.
  • Notices are effective upon delivery.

Amendments

  • Terms may be amended with notice.
  • Continued usage implies acceptance.

Miscellaneous

Entire Agreement: full understanding between parties.

Waiver: failure to enforce rights is not a waiver.

Severability: invalid terms do not affect the rest.

Assignment: rights cannot be transferred without approval.

Force Majeure: RuDo is not liable for unavoidable delays.

© RuDo Digital Wealth Private Limited • FSRA (ADGM) • FSP No. 220155

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Cross-border wealth advisory for affluent NRI professionals.

RuDo Digital Wealth Private Limited (“RuDo”) is incorporated in the Abu Dhabi Global Market (“ADGM”) and regulated by the Financial Services Regulatory Authority (“FSRA”) under Financial Services Permission (FSP) No. 220155. RuDo holds a Category 3C licence with a Retail Endorsement to carry on the regulated activity of Managing Assets. Its registered address is Office 14, 11th Floor, Tamouh Tower, Al Reem Island, Abu Dhabi, UAE.

RuDo has partnered with Alpaca Securities LLC is a U.S. registered Broker-Dealer regulated by the Securities and Exchange Commission (SEC) and is a member of FINRA and SIPC to provide brokerage services to RuDo clients. Client accounts held are SIPC-protected up to USD 500,000.

Investing involves risks. Past performance does not guarantee future results.

RuDo Wealth Investment Advisory Private Limited is registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser under Registration No. INA000019503, having its registered office at Venus Hebron, 4th Floor, D Site No.1, HRBR Layout 2nd Block Jhanavi, Kalyan Nagar, Bangalore North, Bangalore - 560043, Karnataka, India.

© 2026 RuDo Digital Wealth Private Limited. All rights reserved.